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Direct Billing Massage in Toronto: A 2-Hour RMT Visit for $0 If Your Plan Covers 100%

Nov 3
4 min read

Category: RMT  |  Imperial Retreat (宸居 · 養生)


With direct billing massage in Toronto, Imperial Retreat bills your insurer for a 90-minute RMT session ($170 Swedish or Prenatal, $180 Deep Tissue) while you relax. Until December 31, 2026, weekday 90-minute RMT visits in Etobicoke and Newmarket include a free 30-minute mini facial, so the two-hour visit costs $0 out of pocket if your plan covers 100%.



Quick Facts

Service

90-minute RMT massage with direct billing for many group plans

Price

RMT Swedish or Prenatal $170, RMT Deep Tissue $180 (90 min)

Locations

Etobicoke: 5555 Eglinton Ave West, 2nd Floor; Newmarket: 26 Wilstead Drive (Davis & Yonge)

Hours

7 days a week, 10 am - 8 pm

Book

Why do so many massage benefits go unused?


Massage benefits often go unused for practical reasons, not a lack of interest. Paying $170 upfront, filling in a claim form and waiting for a reimbursement is enough to put many people off.


Direct billing solves the first two obstacles below. Knowing your plan rules and picking a convenient time covers the rest.

•  Cash flow: paying $125 to $180 upfront and waiting for a refund does not suit every budget

•  Paperwork: receipts get lost and claims get delayed

•  Plan rules: coverage percentage, per-visit caps and referral requirements are buried in the booklet

•  Time: an appointment across town can take up an entire evening


How does $0 out of pocket work with direct billing massage in Toronto?


Direct billing massage in Toronto costs you $0 only when your plan covers 100% of the session fee and you have enough balance left. Most plans cover a percentage or a set amount per visit, so check before you book.


Follow these steps to find out where you stand. If the insurer approves less than the full fee, you pay the balance before you leave.

•  Step 1: In your benefits app or booklet, look under massage therapy or practitioner services for your coverage percentage

•  Step 2: Check that your per-visit maximum is at least $170 ($180 for Deep Tissue)

•  Step 3: Check that your yearly balance still covers the full fee

•  Step 4: Bring your benefits card with your policy or group number and member ID

•  Step 5: The front desk submits the claim, and the insurer replies within minutes


Front desk processing a direct billing claim for an RMT massage at Imperial Retreat Etobicoke

What does the two-hour visit include?


The two-hour visit combines a 90-minute RMT massage with a free 30-minute mini facial. The facial is offered Monday to Friday with any 90-minute or longer RMT session until December 31, 2026, and it never appears on your insurance receipt.


Choose RMT Swedish, Deep Tissue or Prenatal massage for the 90 minutes. The facial is a quick cleanse, treatment mask and moisturizing finish.

Part of your visit

Time

What you pay

RMT Swedish or Prenatal massage

90 min

$170, direct billed to your plan

RMT Deep Tissue massage

90 min

$180, direct billed to your plan

Mini facial (weekdays)

30 min

Free, never billed to insurance

Your cost if your plan covers 100%

2 hours

$0

Guest leaving Imperial Retreat Newmarket after a two-hour RMT and facial visit

What if your plan covers less than 100%?


If your plan covers less than 100%, you pay the difference at checkout and still skip the claim paperwork. For example, a plan with 80% coverage leaves $34 to pay on a $170 session, or $36 on a $180 session.


If you also have coverage through a spouse's plan, keep your receipt and submit the remaining balance to the second plan yourself. Using two plans this way, called coordination of benefits, can bring your cost down further.


If direct billing is declined, the front desk will tell you before you pay. You can then pay and submit the claim yourself using your RMT insurance receipt.


Where can you book direct billing massage in Toronto?


You can book at Imperial Retreat in Etobicoke (5555 Eglinton Ave West, 2nd Floor, Suites 216-219, 647-800-0600), near Highway 427 and 401 with free plaza parking, or Imperial Retreat in Newmarket (26 Wilstead Drive at Davis & Yonge, 647-800-0609) with free on-site parking. Both are open 7 days a week, 10 am to 8 pm.


Call either location with your insurer's name to confirm direct billing before your visit. When you are ready, book a 90-minute RMT session online at imperialretreat.com/rmtmassage on a weekday.


Is This You?


A teacher whose plan covers 100% up to $500 a year, and who has not booked once since January, might book two weekday 90-minute RMT Swedish visits before the year ends at $0 out of pocket.




Frequently Asked Questions

Which insurance companies does Imperial Retreat direct bill?

Imperial Retreat direct bills many group benefit plans. Call either location with your provider's name to confirm before you book.


What if my plan only covers 80%?

With 80% coverage you pay the remaining 20%, which is $34 on a $170 session. Direct billing still saves you the claim paperwork.


Is the free facial billed to my insurance?

No. The free mini facial is never billed to insurance, and your receipt shows the RMT session only.


Do I need a doctor's referral for RMT massage?

Most plans do not require a referral for RMT massage, but some do. Check your plan booklet and bring the referral to your visit if your plan asks for one.


Can I use direct billing on weekends?

Yes, direct billing is available any day both locations are open, 10 am to 8 pm. The free mini facial applies to weekday visits only.


Imperial Retreat services are designed to support relaxation and overall wellness. They are not intended as medical treatment. For persistent health concerns, please consult a qualified healthcare professional. Insurance coverage depends on your individual plan.

IMPERIAL RETREAT – CURRENT PROMOTIONS

 

RMT Massage — receipts for insurance, direct billing available (coverage depends on your plan)

Swedish RMT from $100  ·  Deep Tissue RMT from $110

FREE 30-min Mini Facial with any 90-min+ RMT session (Mon–Fri, until Dec 31, 2026)

 

Etobicoke: 5555 Eglinton Ave W, Suite 216-219  |  647-800-0600

Newmarket: 26 Wilstead Drive (Davis & Yonge)  |  647-800-0609

Open 7 Days a Week  ·  10:00 AM – 8:00 PM


Related Keywords & Services

RMT Toronto · RMT direct billing Etobicoke · RMT Newmarket · insurance massage Toronto


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